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Colorado

Accident types

The deadline is the same across all of them. Almost nothing else is.

Car accidents in ColoradoThe ordinary collision is still the claim Colorado insurers handle most, and the one where small early decisions matter most.Read thisTruck accidents in ColoradoA commercial truck brings federal rules, company records that are routinely destroyed on a schedule, and usually more than one insurer.Read thisMotorcycle accidents in ColoradoRiders in Colorado meet two problems at once: the injuries are worse, and the assumption that the rider was to blame arrives before the evidence does.Read thisRideshare accidents in ColoradoWith Uber and Lyft the question is not who was driving but what the app was doing at that moment.Read thisPedestrian accidents in ColoradoThere is no metal between a person on foot and a vehicle, and the claims reflect that.Read thisBicycle accidents in ColoradoColorado gives people on bikes real legal protection on the road. Whether it was followed is usually the claim.Read thisWrongful death after a Colorado crashColorado is specific about who may bring a claim when someone is killed in a crash, and about when.Read this
Common to all of them

Three rules that apply whatever you were in

The deadlineIn Colorado, a claim for injury or property damage arising out of the use or operation of a motor vehicle must be brought within three years. C.R.S. § 13-80-101(1)(n) verified 2026-09-11
Shared faultColorado reduces damages in proportion to the injured person’s share of fault, and bars recovery altogether once that share is as great as the fault of the person being sued — half the blame, where there is a single defendant. C.R.S. § 13-21-111
Your own coverUninsured and underinsured motorist cover is added to every Colorado policy automatically, matched to your liability limits, unless you reject it in writing. C.R.S. § 10-4-609 verified 2026-09-11
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